September 12, 2025
Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
---|---|---|---|---|---|---|---|
30 Year Fixed Conventional | Y | 6.125 | 30 | 0.00 | 5% Minimum% | 6.205% | 6.53 |
20 Year Fixed Conventional | Y | 5.875 | 20 | .125 | 5% Minimum% | 6.024% | 8.12 |
15 Year Fixed Conventional | Y | 5.325 | 15 | 0.00 | 5% Minimim% | 5.426% | 9.80 |
1% Down Conventional | Y | 6.625 | 360 | 0.00 | 1% Minimum 80% AMI% | 6.713% | 6.81 |
Jumbo | Y | 6.375 | 360 | 0.00 | 20% Minimum% | 6.458% | 6.67 |
Home Possible | 1st Time Homebuyers | 6.125 | 30 | 0.00 | 3% Minimum% | 6.205% | 6.53 |
FHA Down Payment Assistance Program | N | 7.500 | 30 | 0.00 | 3.5% Minimum% | 8.155% | 7.34 |
FHA 30 Year Fixed | N | 5.999 | 30 | 0.00 | 3.5% Minimum% | 6.793% | 6.45 |
VA 30 Year Fixed | N | 5.999 | 30 | 0.00 | 0 Minimum% | 6.091% | 6.45 |
Invest 75% LTV | N | 6.999 | 30 | 0.00 | .25% Minimum% | 7.113% | 7.19 |
USDA | N | 5.999 | 30 | 0.00 | 0 Minimum% | 6.422% | 6.45 |
FHA 5/1 Arm | N | 5.750 | 30 | .250 | 3.5% Minimum% | 6.582% | 6.32 |
VA 5/1 Arm | N | 5.750 | 30 | .250 | 0 Minimum% | 6.114% | 6.32 |